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Incentives/Policies for Renewables & Efficiency

Printable Version
Energy Savers Loan   

Last DSIRE Review: 06/10/2013
Program Overview:
State: Wyoming
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Equipment Insulation, Water Heaters, Furnaces , Programmable Thermostats, Caulking/Weather-stripping, Building Insulation, Windows, Doors
Applicable Sectors: Low-Income Residential
Amount:Varies, minimum loan of $1,000
Maximum Incentive:Maximum loan of $15,000
Terms:Amortized: 4% per annum for up to 180 months
Deferred: 3% simple interest, due or payable upon transfer of property or end of primary residence
Program Budget:$2 million
Web Site:

The Wyoming Community Development Authority (WCDA) offers low-interest loans to income qualified homeowners for energy efficient home retrofits. Homeowners who have an income of less than 80% of the area median income (by family size and county) are eligible for amortized loans with an interest rate of 4% per annum for up to 180 months. Homeowners who have an income of less than 50% of the area median income are eligible for the amortized loan described above or may choose a deferred loan with a simple interest rate of 3%. The deferred loan is payable upon the transfer or sale of the property, or when the property ceases to be the borrower's primary residence. Loan amounts may range from a minimum of $1,000 up to a maximum of $15,000 for either option.

This program is only available for retrofits of existing homes that are the borrower's primary residence. A variety of different energy efficiency measures may be funded by loans, including: furnace replacement; ceiling insulation; set-back or programmable thermostats; caulking; weather stripping; exterior storm windows; doors (including storm and patio doors); Energy Star water heaters and any repairs to the home that may be necessary to complete these improvements. There are no credit or loan-to-value requirements with this program; however, borrowers must be current on their mortgage payments, homeowner's insurance, and property taxes in order to qualify for a loan.

A total of $2 million in current funding is available under this program. Please consult the program website for tables of statewide income eligibility criteria. Additional questions about this program may be answered by the WCDA or participating lenders.

  Public Assistance
Wyoming Community Development Authority
155 N. Beech
Casper, WY 82601
Phone: (307) 265-0603
Fax: (307) 266-5414
Web Site:
NCSU - home
Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.