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Ohio

Ohio

Incentives/Policies for Renewables & Efficiency

Printable Version
Hamilton County - Home Improvement Program   

Last DSIRE Review: 12/03/2012
Program Overview:
State: Ohio
Incentive Type: Local Loan Program
Eligible Efficiency Technologies: Furnaces , Heat pumps, Central Air conditioners, Building Insulation, Windows, Doors, Siding, Roofs
Eligible Renewable/Other Technologies: Passive Solar Space Heat, Solar Water Heat, Photovoltaics, Wind, Daylighting
Applicable Sectors: Commercial, Residential, Multi-Family Residential
Amount:$1,500-$50,000
Maximum Incentive:$50,000
Terms:Interest rate: 3% below market rate
Length: 5 years
Web Site: http://www.hamiltoncountyohio.gov/hc/hc_hip.asp
Summary:

The Home Improvement Program (HIP) in Hamilton County, Ohio, originally opened in 2002, and was reinstated in May 2008. The HIP loan allows homeowners in Hamilton County communities to borrow money to repair or remodel homes or rental property at interest rates 3% below the lowest rate a bank would normally offer. The following banks participate: Fifth Third Bank, U.S. Bank, KeyBank, North Side Bank and First Safety Bank. The HIP loan is usually structured as a home equity loan, secured by a second mortgage on the property. Credit requirements apply.

Eligible residential (one- or two-family homes) and commercial properties must have an assessed value of less than $350,000 and must be current on property tax payments. There is no property value limit on multi-family dwellings (three or more units). Loans may be used for alteration, repair, maintenance or improvements, including renewable energy and energy efficiency improvements, although funds may not be used for luxury projects (e.g., swimming pools, hot tubs) or for free-standing appliances. Appliances that are permanently installed are permissible.


 
Contact:
  Jay Springer
Hamilton County Department of Planning and Development
138 East Court Street
Room 807
Cincinnati, OH 45202
Phone: (513) 946-4459
E-Mail: jay.springer@hamilton-co.org
Web Site: http://www.hamiltoncountyohio.gov/
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2013 - 2014 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.