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Incentives/Policies for Renewables & Efficiency

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Columbia Water & Light - Home Performance with ENERGY STAR   

Last DSIRE Review: 09/19/2014
Program Overview:
State: Missouri
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Water Heaters, Furnaces , Heat pumps, Central Air conditioners, Duct/Air sealing, Building Insulation, Windows, Doors, Comprehensive Measures/Whole Building, Heat Pump Water Heaters
Eligible Renewable/Other Technologies: Solar Water Heat, Solar Space Heat
Applicable Sectors: Residential, Multi-Family Residential
Amount:Varies by customer
Maximum Incentive:$15,000
Terms:Up to 3 years: 1%
4 to 5 years: 3%
6 to 10 years: 5%
Requires cost-effective insulation levels and a detailed building assessment from a Certified Home Performance Contractor.
Web Site:

The Columbia Water & Light (CWL) Home Performance with ENERGY STAR program allows Columbia residents to finance energy efficiency improvements to homes with affordable, low-interest loans with terms up to 10 years. If a CWL customer has a good credit history and owns an eligible home, loans can be used to install insulation, heating and cooling systems, solar water heating and solar space heating systems, and other eligible efficiency technologies.

The program involves several steps. First, a CLW certified contractor conducts a Home Performance with ENERGY STAR assessment, which provides information to the homeowner on cost-effective ways to improve the home's energy efficiency. The homeowner then completes and submits a loan application. Customers who qualify for the loan program may finance the cost of the Home Performance with Energy Star assessment, which can cost $200-$400. Improvements may be started once the loan is approved. Once projects are completed, CWL staff will conduct a post-inspection.

To maximize the efficiency of customer energy improvements, the Home Performance Loan program requires insulation levels in key areas: Attic Insulation: R-38 required, Floor Insulation over unconditioned space: R-19 required, Crawl Space Walls OR Floors Above Crawl Space: R-10 required with vapor barrier covering the ground, Duct Insulation: R-13 required in unheated areas, Rim Joist Insulation: R-13 required. Review the program web site for additional information, including detailed requirements for other energy efficiency improvements.

  Connie Kacprowicz
Columbia Water & Light
PO Box 6015
Columbia, MO 65205
Phone: (573) 874-7325
Fax: (573) 443-6875
Web Site:
NCSU - home
Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.