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Incentives/Policies for Renewables & Efficiency

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Columbia Water & Light - Residential Super Saver Loans   

Last DSIRE Review: 07/25/2012
Program Overview:
State: Missouri
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Water Heaters, Furnaces , Heat pumps, Central Air conditioners, Duct/Air sealing, Building Insulation, Windows, Heat Pump Water Heaters
Eligible Renewable/Other Technologies: Solar Water Heat, Solar Space Heat
Applicable Sectors: Residential, Multi-Family Residential
Amount:Home Performance Super Saver Loan: up to $15,000
Maximum Incentive:$15,000
Terms:Up to 3 years: 1%
4 to 5 years: 3%
6 to 10 years: 5%
Super Saver loan program requires cost-effective insulation levels and a detailed building assessment from a Certified Home Performance Contractor (see web site).
Web Site:

The Columbia Water & Light (CWL) Home Performance Super Saver Loan allows Columbia residents to finance energy improvements to homes with affordable, low interest loans with five to ten year terms. If a Water and Light electric customer has a good credit history and owns an eligible  home, loans can be used to install insulation, heating and cooling systems, solar water heating and solar space heating. Two different loan programs are offered to customers, which differ slightly from one another. Before work commences, a representative from Columbia Water & Light will conduct an energy audit of the home and suggest ways in which the home's efficiency could be improved.

Eligible insulation measures may be installed in several strategic areas of the home with specific minimum R-value requirements for each area. A new furnace can be financed by the loan programs only if it is installed along with a new central air conditioner with an efficiency rating of 14 SEER or higher. Solar water heaters must provide at least 50% of water heating costs to be eligible for financing, and solar space heating systems must involve active solar heat collectors to qualify. New windows must be rated with a minimum U-value of 0.30.

Review the program web site for additional information.


  Connie Kacprowicz
Columbia Water & Light
PO Box 6015
Columbia, MO 65205
Phone: (573) 874-7325
Fax: (573) 443-6875
Web Site:
NCSU - home
Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2013 - 2014 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.