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Incentives/Policies for Energy Efficiency

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Columbia Water & Light - Commercial Super Saver Loans   

Last DSIRE Review: 07/25/2012
Program Overview:
State: Missouri
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Lighting, Furnaces , Heat pumps, Central Air conditioners, LED Lighting, Energy Efficiency Assessment
Eligible Renewable/Other Technologies: Solar Water Heat, Solar Space Heat
Applicable Sectors: Commercial, Industrial, Nonprofit, State Government, Fed. Government
Amount:Up to $30,000
Maximum Incentive:$30,000
Terms:Up to 3 years: 1%
4 to 5 years: 3%
6 to 10 years: 5%
Start Date:06/01/2010
Web Site:

Columbia Water & Light (CWL) provides Commercial Super Saver Loans, which allow C&I rate customers to replace a furnace along with a new central air conditioner or heat pump with an efficiency rating 11 EER or greater for units 6 tons or larger. No prepayment penalties are enforced through the program. All requirements concerning minimum insulation levels, credit history, DEED of Trust, and ASHRAE Level II energy assessments must be met. First, participants should finance an ASHRAE Level II energy assessment, then wait for CWL approval to proceed with a project. After a post-assessment and final inspection, participants will receive the check for the loan. Customers are also eligible for lighting and HVAC rebates.

Loans for a new lighting system must be for a project saving at least one kilowatt from the old lighting system. Duct Sealing can be financed in order to achieve the lowest leakage rate possible. Solar Water Heaters need to provide at least 50% of water heating costs in order to be eligible. Only solar space heating systems that involve active solar heat collectors are eligible for loans. All solar heating projects must be permitted by the Public Works Department and have a completed final inspection. Pool solar water heaters are not eligible.

Super Saver Loans do not subordinate to other loans you have on your property. If you refinance your current business loan or sell your building, you will be required to pay off the Super Saver Loan. Requesting subordination of your Super Saver Loan generally takes at least two months. Contact CWL with any questions about subordination.

  Connie Kacprowicz
Columbia Water & Light
PO Box 6015
Columbia, MO 65205
Phone: (573) 874-7325
Fax: (573) 443-6875
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2013 - 2014 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.