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Incentives/Policies for Renewables & Efficiency

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Seacoast Energy Initiative - Energy Efficiency Loan Program   

Last DSIRE Review: 06/22/2012
Program Overview:
State: Maine
Incentive Type: Local Loan Program
Eligible Efficiency Technologies: Programmable Thermostats, Energy Mgmt. Systems/Building Controls, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Energy Audit
Eligible Renewable/Other Technologies: Solar Water Heat
Applicable Sectors: Residential
Amount:Up to $15,000
Maximum Incentive:$15,000
Terms:Choice of 3, 5, 7, or 10 year loans. 0% for the first three years, 3.5% for the remainder of the term.
Funding Source:American Recovery and Reinvestment Act (ARRA)
Program Budget:$500,000
Start Date:07/27/2011
Web Site:

Homeowners in the towns of Eliot, Kittery, North Berwick, South Berwick, Ogunquit, and York (located in Southern York County) may be eligible a loan of up to $15,000 to make energy efficiency improvements in their homes. Homes must be owner-occupied year round (rentals or vacation homes do not qualify, for example). Eligible borrowers must be current on local property taxes and utility bills, have a minimum credit score of 660, and a maximum debt to income ratio of 50%.  All pre-approved applicants must conduct an energy audit using a Building Performance Institute Certified Energy Auditor before financing will be provided.

Eligible energy efficiency improvements include sealing, caulking, insulation as well as moisture barriers and mechanical ventilation if done in conjunction with the previous improvements. In addition, controls such as programmable thermostats and controls on furnaces are eligible. Solar hot water heating is eligible if a homeowner has already completed weatherization improvements. The cost of the energy audit may also be financed by the loan, as well as the program costs.

Loan terms range from 3 to 10 years and the interest rate is 0% for the first three years and 3.5% for subsequent years. Application and/or closing fees may apply.  All applicants are placed on a waitlist, and as the initial loans are re-paid, additional funding will become available to support new applicants. 

  Seacoast Energy Initiative
The Goggin Company
22 Free Street
Suite 300
Portland, ME 04101
Phone: (207) 772-7557
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2013 - 2014 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.