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Incentives/Policies for Renewables & Efficiency

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MidAmerican Energy (Gas and Electric) - Residential EnergyAdvantage Loan Program   

Last DSIRE Review: 11/20/2012
Program Overview:
State: Iowa
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Water Heaters, Furnaces , Boilers, Heat pumps, Central Air conditioners, Programmable Thermostats, Duct/Air sealing, Windows, Custom/Others pending approval, Tankless Water Heaters, Heat Pump Water Heaters
Eligible Renewable/Other Technologies: Geothermal Heat Pumps
Applicable Sectors: Residential, Installer/Contractor
Amount:Joint check payable to customer and dealer
Maximum Incentive:not specified
Terms:Rate: fixed for the term of the loan; minimum offered interest rate of 5% APR adjust up or down with the Wall Street Journal’s published prime interest rate.
Credit qualification determined by First American Bank
Participants not eligible for energy efficiency rebates.
Expiration Date:12/31/2012
Web Site:

MidAmerican Energy's EnergyAdvantage Financing Program, in partnership with First American Bank, offers Iowa residential energy customers below-prime financing on installation of qualifying energy efficient equipment. Customers may be eligible for a rebate or financing, but not both. The minimum loan amount available to customers is $1,000. Interested parties should call MidAmerican for rates and visit the program web site for detailed program brochures. Ratings for central air conditioners must be based on a new condensing unit with a new matched evaporator coil.

  EnergyAdvantage Programs
MidAmerican Energy
P.O. Box 7232
Des Moines, IA 50309-7232
Phone: (800) 894-9599
Fax: (515) 244-8825
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.