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Incentives/Policies for Renewables & Efficiency

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Georgia Environmental Finance Authority - Residential Energy Efficiency Loan Program   

Last DSIRE Review: 09/09/2014
Program Overview:
State: Georgia
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Clothes Washers, Dishwasher, Refrigerators, Dehumidifiers, Water Heaters, Furnaces , Heat pumps, Central Air conditioners, Energy Mgmt. Systems/Building Controls, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Windows, Whole House Fans, Room Air Conditioners, Tankless Water Heaters
Applicable Sectors: Residential
Amount:Oglethorpe Power Corporation: $5,500
Electric Cities of Georgia: up to $5,000
Municipal Gas Authority of Georgia: up to $5,000
Estes Heating and Air (Statewide): $10,000
Terms:Oglethorpe Power Corporation
Rate: 0% - 7.99%
Repayment: 36 - 120 months

Electric Cities of Georgia
Rate: 0%
Repayment: up to 60 months

Municipal Gas Authority of Georgia
Rate: 0%
Repayment: up to 60 months

Estes Heating and Air (Statewide)
Rate: 0%
Repayment: up to 60 months
Web Site:

The Georgia Environmental Finance Authority (GEFA) encourages Georgians to utilize zero-interest financing options to help make their homes more energy efficient and save on utility bills. Financing is available through Oglethorpe Power Corporation, Electric Cities of Georgia, the Municipal Gas Authority of Georgia and Estes Heating and Air. Many communities in Georgia are available for financing through these organizations.

The residential energy efficiency financing programs, which are funded through GEFA, allow homeowners to apply for funding to carry out a variety of upgrades and improvement measures, including air sealing and insulating their homes; installing energy-efficient heating, ventilation and air-conditioning (HVAC) systems; and purchasing eligible Energy Star appliances. Services and available funding vary by program.

Loans of up to $5,500 are available and must be repaid within 36 or 60 months, depending on which of the three program administrators is issuing the loan. The program web site listed above connects Georgians with information on the loan programs offered, loan terms, and eligible projects. A list of participating and eligible communities throughout Georgia can be found on the program web site. A list of eligible measures under each program administrator can also be found below. Contact GEFA or your local participating organization for more information. 

Oglethorpe Power Corporation: Weatherization retrofits and ENERGY STAR central HVAC systems

Electric Cities of Georgia: ENERGY STAR appliances and central HVAC systems, insulation, air sealing, duct sealing and insulation

Municipal Gas Authority of Georgia: ENERGY STAR appliances, high-efficiency gas furnaces, tankless water heaters, building envelope improvements, diagnostic testing, duct sealing, insulation and controls improvements

Estes Heating and Air: Weatherization Retrofits; ENERGY STAR High Efficiency Gas Furnaces and Tank-less Water Heaters; and Building Envelope Improvements –Diagnostic Testing, Insulation, Duct, Work Repairs, Controls

In Fiscal Year 2011, the GEFA approved over 53 total loans valued at an estimated amount of $232 million. Find out more in the Georgia Budget Report for FY2013.

  Georgia Environmental Finance Authority
233 Peachtree Street, NE
Suite 900
Atlanta, GA 30303
Phone: (404) 656-0938
Fax: (404) 656-6416
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.