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Incentives/Policies for Renewables & Efficiency

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Eagle, Gunnison, Lake, and Pitkin Counties - Energy Smart Colorado Loan Program   

Last DSIRE Review: 10/08/2014
Program Overview:
State: Colorado
Incentive Type: Local Loan Program
Eligible Efficiency Technologies: Water Heaters, Furnaces , Boilers, Duct/Air sealing, Building Insulation, Windows, Doors
Eligible Renewable/Other Technologies: Solar Water Heat, Photovoltaics
Applicable Sectors: Residential
Maximum Incentive:$25,000
Terms:Fixed interest rates starting at 3.75%, up to 8.5%. No money down. Minimum credit score of 580 required. Terms of 84 months (for loans less than $7,500) and 120 months (for loans greater than or equal to $7,500)
Start Date:07/2012
Web Site:

Energy Smart Colorado is the first rural multi-jurisdictional consortium in the U.S. to implement a comprehensive residential energy efficiency program.

Residents of Roaring Fork Valley and Eagle, Gunnison, Lake, and Summit Counties are eligible for energy efficiency and renewable energy assistance, rebates, and financing through the Energy Smart Colorado program. The program helps homeowners identify, finance, and complete energy improvements in their homes.

Each participating county operates an Energy Resource Center (ERC), providing homeowners and contractors with a local, reliable one-stop-shop for information and service. Each ERC is staffed with a Building Performance Institute certified Home Energy Advisor who provides expert advice, coaching, and assistance with enrollments, home energy assessments, and improvement projects.

Home Energy Assessment

Interested homeowners can schedule a reduced-cost home energy assessment with a qualified Energy Smart Analyst who will come to the home and perform a comprehensive home safety and energy assessment. There are a variety of free improvements the Energy Smart Analyst may install at the time of the assessment including a programmable thermostat, efficient lighting, hot and cold water pipe insulation, a hot water tank insulation blanket, and door weather-stripping.


The Energy Smart Loan Program is available to residents of Eagle, Gunnison, Lake, and Pitkin Counties. With a simple application process and an interest rate starting at 3.75%, the Loan Program provides an accessible tool for homeowners to use in upgrading their homes.

Loan transactions are managed by Funding Partners, a Community Development Financial Institution based in Fort Collins. Contractors act as liaisons for the financing program, assisting their clients in designing eligible projects and submitting the application.

For questions about the loan, contact Energy Smart Partners at (970) 494-2021 or For questions about the program and eligible projects, contact the applicable local energy resource center listed below.


  Pitkin County
Community Office for Resource Efficiency (CORE)
111 AABC Suite M
Aspen, CO 81611
Phone: (970) 925-9775
  Gunnison County
Office for Resource Efficiency
202 E. Georgia
Suite C
Gunnison, CO 81230
Phone: (970) 641-7682
  Eagle County
Walking Mountains Science Center
Walking Mountains Ln
Avon, CO 81620
Phone: (970) 328-8777
  Lake County
Cloud City Conservation Center
130 W 5th Street
Room 121
Leadville, CO
Phone: (719) 465-6164
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.