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Incentives/Policies for Renewables & Efficiency

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North Arkansas Electric Cooperative, Inc - Residential Energy Efficiency Loan Program   

Last DSIRE Review: 05/29/2012
Program Overview:
State: Arkansas
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Heat pumps, Duct/Air sealing, Windows, Doors
Applicable Sectors: Residential
Amount:Heat Pumps: up to $10,000
Maximum Incentive:$10,000 (amounts loaned above $10,000 will have an adjusted interest rate)
Terms:Rate: 5%
Repayment: Up to 7 years
Web Site:

North Arkansas Electric Cooperative (NAEC), a Touchstone Energy Cooperative, serves approximately 35,000 member accounts in seven different counties. The coop provides low interest rates for energy efficiency improvements in the home through the Energy Resource Conservation (ERC) Loan Program. Eligible measures include heat pumps and weatherization measures such as insulation, ductwork, and storm doors/windows. To qualify, the heat pump must have a SEER rating of at least 14.0 and a HSPF of at least 8.2. Heat pumps must be sized according to North Arkansas Electric design requirements determined at the time of the energy audit. Participants have up to 7 years to repay loans. Loan amounts in excess of $10,000 will be loaned at a rate determined by either adding 2.5% to the Federal Discount Rate, or 2% to North Arkansas Electric's average cost of capital. Loans must be approved before work is done. Contact NAEC for more information on this program.

  North Arkansas Electric Cooperative
Customer Service
824 Highway #56
Ash Flat, AR 72513
Phone: (870) 994-2191
Phone 2: (870) 425-2141
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.